FAQ

Frequently Asked Questions

Am I Ready to Be a Homeowner?

Becoming a homeowner is a big step that requires both financial readiness and lifestyle commitment. You’ll need a steady income, a deposit saved, and the ability to manage ongoing costs such as mortgage payments, bills, and maintenance. It’s also important to consider whether you are ready for the long-term responsibility of owning and caring for a property.

Is Renting or Buying Better?

Whether renting or buying is better depends on your personal circumstances, goals, and finances. Renting offers flexibility and fewer responsibilities, while buying provides long-term stability and the chance to build equity. It’s important to consider your income, lifestyle plans, and housing market conditions before deciding which option works best for you.

What Is the Lender's Formula?

The lender’s formula is a method banks use to determine how much you can borrow based on your income, expenses, and credit history. It helps ensure you can comfortably afford mortgage repayments without financial strain. Understanding this formula can guide your budget and improve your chances of mortgage approval.

What Do I Look for in Homes?

When searching for a home, consider factors like location, size, layout, and condition. Think about your lifestyle needs, future plans, and proximity to schools, work, and amenities. It’s also important to assess the property’s potential for maintenance or refurbishment before making a decision.

Do I Need a Home Warranty?

A home warranty can provide protection against unexpected repair costs for appliances and major systems. While not always required, it offers peace of mind, especially for older properties or first-time homeowners. Consider your budget, the property’s condition, and potential risks before deciding if a warranty is right for you.

What Should I Expect at Closing?

Closing is the final stage of the home-buying process where ownership officially transfers to you. You’ll review and sign all legal documents, settle any fees or outstanding costs, and receive the keys to your new property. It’s important to double-check all paperwork, ensure funds are ready, and confirm that all agreed conditions have been met before completion.

What Is Pre-approval?

Pre-approval is a process where a lender assesses your financial situation and confirms how much you can borrow for a mortgage. It gives you a clear budget when house hunting and shows sellers that you’re a serious buyer. Obtaining pre-approval early can speed up the buying process and help you make confident offers on properties.

Am I Ready to Rent?

Renting requires financial stability and planning, just like buying a home. You should be able to cover rent, bills, and deposits while maintaining a comfortable lifestyle. Being ready to rent also means understanding your responsibilities as a tenant and knowing what to look for in a property and landlord.

What Should I Offer?

When making an offer on a property, consider its market value, condition, and how long it has been on the market. Research comparable homes in the area and factor in any repairs or renovations needed. Your offer should be realistic, competitive, and reflect both your budget and the property’s true worth.

Can I Ask You for Advice?

Absolutely! Our team at BORHANI PROPERTY is happy to provide guidance on buying, selling, or refurbishing homes. Whether you’re a first-time buyer or an experienced investor, we can offer insights to help you make informed decisions and navigate the UK property market with confidence.

Let's Find You Together The Place You Deserve

1. What does BORHANI PROPERTY do?

We specialise in buying, refurbishing, and managing residential properties across the UK, with a strong focus on the West Midlands. Our goal is to transform undervalued or neglected homes into high-quality properties that meet modern standards and create long-term value for residents, investors, and communities.

2. Do you buy properties in any condition?

Yes. We purchase properties in a wide range of conditions, including those that require light refurbishment or full renovation. Our team is experienced in identifying potential and transforming even the most challenging properties into desirable homes.

3. Do you only buy in the West Midlands?

While the West Midlands is our base and primary area of focus, we are open to opportunities across the UK market, particularly in regions with strong growth and regeneration potential.

4. How long have you been operating?

BORHANI PROPERTY was established in 2020 and has been operating successfully for over five years, steadily expanding our portfolio and reputation for quality refurbishments.

5. How many properties do you currently own or manage?

At present, we have around five properties in our portfolio, and we continue to expand year on year by identifying new opportunities across the UK housing market.

6. Do you work with investors?

Yes. We work with private investors and partners who are looking for reliable opportunities within the UK property market. Our focus is on creating secure, sustainable, and profitable projects, supported by transparency and careful market analysis.

7. Why invest in the UK property market?

The UK property market remains one of the strongest and most resilient markets in the world. High demand for housing, combined with limited supply, ensures long-term stability and consistent returns. Refurbishment projects also create opportunities for added value through improvements and regeneration.

8. How do you add value to properties?

We add value by:

Conducting high-quality refurbishments that meet modern housing standards.
Improving energy efficiency and sustainability where possible.
Enhancing aesthetic appeal and functionality for residents.
Choosing locations with strong growth potential.

9. Do you sell refurbished properties or rent them out?

Depending on the property and project, we may either sell the refurbished property on the open market or retain it for rental income. Each project is assessed to determine the best outcome for both investors and long-term growth.

10. How do you ensure quality in your refurbishments?

We work with trusted contractors, suppliers, and surveyors, ensuring that every refurbishment is completed to a high professional standard. Regular inspections and a focus on compliance with UK building regulations guarantee the safety and durability of our properties.

11. Do you only focus on residential properties?

Yes, our main focus is on residential homes—both single-family houses and small multi-unit properties. This allows us to meet the strong demand for quality housing while also delivering consistent returns for investors.

12. What is your long-term goal?

Our long-term vision is to expand from a regional property business into a nationally recognised developer, known for creating quality homes, supporting communities, and delivering strong results for investors.